79Cash

loans

• What is a Cash Advance (also known as a Payday Loan)?

  A Cash Advance (or Payday Loan) is a short-term, small-dollar loan, often used to cover unexpected expenses or just get a little extra money before your next paycheck. A Cash Advance is a personal loan that provides an alternative to bouncing checks. Cash Advances are used to cover short-term financial situations — they are not a long-term financial solution.

• What is the difference between an in-store and online Cash Advance (also known as Payday Advance or Payday Loan)?

  Cash Advance/Payday Loan allows you to visit one of our stores and receive your money in person. The entire process typically takes about 15 minutes, and you could get the money you need on-the-spot. An online Payday Loan gives you the convenience of processing your loan completely online without the need to visit a store. Simply submit an online loan application, and if approved, the funds from this personal loan are deposited directly into your bank account, as soon as the same day.

• What do I need to apply for a Cash Advance (Payday Loan)?

  If you’re applying online, you’ll need:

  Valid Social Security Number

  Have a valid and active email address

  Active Checking Account

  Source of Income

• What type of Online Loans are offered?

  In select states, Payday Cash Express gives you access to online loan services, online Payday Loans, online Installment Loans or Line of Credit.

  A Cash Advance (or Payday Loan) is a short-term, small-dollar loan that you can use to cover unexpected expenses or bridge a temporary gap between paychecks. A Cash Advance is a financial solution that provides an alternative to bouncing checks or paying late fees. Cash Advances are used to cover short-term financial situations; not a long-term financial solution.

  An Installment Loan typically offers larger loan amounts, and allows you to repay the loan over a longer period of time.

  A Line of Credit provides convenient, personal access to money when you need it. Apply just once, and receive approval up to a specific credit limit. Then, withdraw money as you need it up to your approved amount. You only pay interest on the money you withdraw, and the rest remains available if needed.

• By Applying Online Will it Affect My Credit?

  Applying online will not affect your credit. Our lenders do not do hard credit checks. Use the income from your job as your good credit.

• Can I Apply If I Have Bad Credit?

  Yes you can still apply if you have less than perfect credit or no credit at all. Our lenders will do their best and try and get you approved for a competitive rate loan.

• How Fast Can I Receive My Money?

  Once you are approved and you signed the loan documents agreeing to the rate and terms. The lender will then release the funds by direct deposit and should be in your bank account as soon as one business day or sooner.